How to track investments on iPhone alongside your daily finances

When you separate investment tracking from daily finances, you lose context in both directions. Your budget does not reflect the full picture of your wealth. Your investment decisions do not account for near-term cash flow. You might be aggressively saving in a brokerage while your monthly budget is stressed, or sitting on too much cash while investment goals stall.

Bringing both into a single app does not mean the app needs to be a brokerage. It means you can see portfolio values, daily spending, savings goals and net worth in one place so that financial decisions stop happening in silos.

For traditional investments like stocks, ETFs, funds or real estate, manual tracking is often the most practical option. You enter the asset, its current value and update it periodically. This avoids the security complexity of connecting brokerage credentials and works across any provider.

For crypto, connected tracking is far more practical. If you hold assets across Binance, Coinbase, Kraken or other exchanges, manual updates become tedious fast. An app that connects to exchange APIs can pull balances automatically and keep the portfolio current without manual effort.

Net worth is one of the simplest and most powerful financial metrics: what you own minus what you owe. Yet most people only calculate it once a year, if at all. When net worth is visible alongside daily finances, it becomes a running indicator of whether your financial direction is positive.

Seeing net worth move over months changes how you think about individual decisions. A purchase that barely registers against monthly income might look different against total net worth. A debt that feels manageable in monthly payments might look more urgent when you see it as a drag on your overall position.

Budget apps are typically designed around income, expenses and categories. Adding investment tracking requires different data models, market price awareness and, for crypto, exchange API integrations. Most teams focus on the spending side and leave investments to dedicated portfolio apps.

The result is a gap. You end up with two or three apps that each show part of the picture but never combine into one view. For users who want financial clarity rather than just expense tracking, that gap is a real limitation.

FinancIA is designed to cover both sides: daily finances and investments in one iPhone app. Traditional investments can be tracked manually. Crypto portfolios can connect to exchanges like Binance and Coinbase for automatic balance updates. Net worth sits alongside budgets, goals and spending.

The product is in waitlist stage today. But if the gap between your budget app and your investment tracking feels like a missing piece, the product direction is worth watching.